Checkr SSN Trace process
A Social Security number (SSN) Trace searches databases (including lending institutions, utilities, schools, and credit card companies) for a particular name and Social Security number. The trace returns jurisdictions where a match is found and also searches identified alternative names, such as aliases or AKAs, if your package configuration includes aliases.
To run an SSN Trace, Checkr submits the candidate's name and SSN to a data provider that then generates a report from market-leading sources for address and alias information. This report returns information about known names and addresses for the SSN, compiled from credit and banking history for the given SSN.
SSN Traces are used as a "pointer" to possible criminal records. The SSN Trace result identifies additional counties and databases to search for public records associated with the candidate's personally identifiable information (PII). If your package configuration includes aliases, address and alias information from the SSN Trace can then guide additional searches.
The SSN Trace can provide the information below:
- An indication of the SSN's validity (for example, other names associated with the number or being on the Social Security Administration's Death Master File)
- Address history associated with the SSN
- If your package configuration includes aliases, a list of previous names, which could be birth names or aliases such as nicknames
Because the SSN Trace is a pointer search, aimed at casting a wide net to identify records associated with the candidate’s PII, SSN Trace results alone aren't reportable. SSN Trace results shouldn't be used for Federal Credit Reporting Act (FCRA) purposes.
An SSN Trace doesn't validate that the person submitting the information is who they claim to be. An SSN Trace can identify whether the candidate’s SSN appears to be false (such as 555-55-5555), but an SSN Trace doesn't verify identity. For more information, read about SSN traces and identity verification.
The SSN Trace is part of Checkr’s Basic+ report package, which includes the screenings below:
- SSN Trace
- Sex Offender Registry
- Global Watchlist Records
- National Criminal Records
The SSN Trace is unavailable as a standalone screening.
Candidates will be asked to provide PII, including their full name, birth date, Social Security number (SSN), email address, and phone number.
Candidates then read and acknowledge applicable forms and notifications, including Summary of Your Rights Under the Fair Credit Reporting Act (FCRA) and an Acknowledgement and Authorization for Background Check.
After the candidate consents in writing, Checkr starts the SSN Trace search.
If Checkr can't complete the SSN Trace with the submitted information, Checkr asks the candidate to resubmit their number, which can delay report completion. In some cases, Checkr asks candidates to submit a copy of their SSN card or a letter from the SSA confirming that the number belongs to them.
If you've applied for a job and are looking for information about your background check’s status or progress, log in to the Checkr Candidate Portal.